As with any good business relationship, we have to get to know each other. We can then develop a strategy for protecting and growing your wealth according to your goals.

Your Wealth Manager will regularly review and update these goals, and rebalance your financial portfolio where needed.

We’ll also determine if you want us to work with you on a discretionary or an advisory basis.

Some clients don’t want to spend time managing their money, so we do it for them. This is a discretionary approach where we manage your investment portfolio and financial requirements in line with your instructions. You don’t have to make decisions on where to invest, or worry about when to buy or sell. You can get on with your business and your life, and be kept up-to-date through our regular contact and timely reports.

The advisory approach is where you steer the ship on a daily basis and we are your support team. We’ll make recommendations based on our market intelligence, your attitude to risk, and your circumstances. But you will agree and approve changes before they are made to your portfolio. Though you make the decisions, there are many maintenance tasks we can handle to make your job easier.

There is, of course, a hybrid between the two approaches.